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Your Rancho Santa Margarita, California Neighborhood & location are big factors in your home insurance costs so make sure you see many quotes before you buy.

Higher the lower the unemployment rate in Rancho Santa Margarita, CA the costlier the insurance

City Unemployed People % of people Unemployed Home Insurance ($)
Rancho Santa Margarita 36012 4 651
Lake Forest 174,249 4 664
Hawaiian Gardens 11,019 4 603
Las Flores 4,214 3 669
Homeland 4,696 11 584
Meadowbrook 2,271 14 590
Chino Hills 57,949 7 644
Norco 21,868 5 634
Highgrove 3,130 7 611
Home Gardens 8,217 8 606
Orange County 2,377,289 6 653
Montclair 28,218 8 610
South Coast 248,304 5 666
Placentia 39,376 6 651
Mission Viejo 168,397 5 660
San Clemente 48,787 4 686
Fountain Valley 46,089 5 664
Ontario 476,738 8 624
Newport Beach 72,495 4 727
Coto de Caza 11,233 4 709
Lake Elsinore 37,169 9 600

Better incomes in Rancho Santa Margarita, CA lead to cheaper insurance rates

City Median Income Level ($) Home Insurance ($)
Rancho Santa Margarita 41,148 651
French Valley 25,730 610
Camp Pendleton 16,729 567
Los Alamitos 38,646 669
Lake Forest 43,503 664
La Habra Heights 51,129 707
Fallbrook 30,525 642
Placentia 29,863 651
Dana Point 50,584 680
Tustin 56,960 695
Elsinore Valley 24,878 609
Wildomar 23,724 604
Whittier 27,734 635
North Coast 35,698 661
Newport Beach 80,893 727
Stanton 20,316 611
Coronita 22,965 616
March ARB 41,640 622
Cerritos 33,179 663
Garden Grove 20,918 634
Eastvale 29,204 631

More poverty in Rancho Santa Margarita, CA means higher rates

City People Below Poverty Level % of People Below Poverty Level Home Insurance ($)
Rancho Santa Margarita 1851 3 651
Santa Ana 230,135 14 641
Montclair 6,293 17 610
Cerritos 2,802 5 663
Fullerton 19,422 14 645
Fallbrook 6,094 12 642
Good Hope 3,001 33 592
Canyon Lake 572 5 622
Placentia 6,131 12 651
Warm Springs 297 10 604
Irvine 23,382 11 671
La Palma 1,119 7 660
Lakeview 14 0 595
Green Acres 401 19 593
Rowland Heights 5,413 10 646
Seal Beach 1,977 8 614
La Mirada 2,887 6 634
Westminster 13,644 15 642
Woodcrest 972 6 622
San Juan Capistrano 4,375 12 657
Temescal Valley 1,139 4 620

Advanced Education levels in Rancho Santa Margarita, CA implies cheaper homeowners insurance

City Number of 18 years old & greater with college degree % of 18 years old & greater with college degree Home Insurance ($)
Rancho Santa Margarita 9409 31 651
Santa Ana 192,794 18 641
Seal Beach 4,904 24 614
Cerritos 10,897 31 663
Dana Point 7,194 28 680
Rainbow 187 12 632
Camp Pendleton 590 12 567
El Sobrante 1,497 19 629
Perris Valley 15,876 10 599
Mission Viejo 46,520 32 660
Buena Park 11,056 21 633
Temescal Valley 3,024 20 620
La Habra 5,490 14 629
Winchester 180 9 590
Menifee 5,832 11 601
Riverside 30,769 11 605
North Coast 58,807 22 661
La Habra Heights 919 26 707
San Clemente 13,202 30 686
Midway City 992 17 628
Canyon Lake 1,232 16 622