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Your Los Gatos, California Neighborhood & location are big factors in your home insurance costs so make sure you see many quotes before you buy.

Higher the lower the unemployment rate in Los Gatos, CA the costlier the insurance

City Unemployed People % of people Unemployed Home Insurance ($)
Los Gatos 23169 4 726
Elkhorn 1,213 7 631
Santa Cruz 3,747 6 673
Boulder Creek 4,396 6 638
Lexington Hills 3,519 4 703
East Palo Alto 20,791 7 628
Foster City 24,534 4 699
Redwood City 59,458 5 690
San Mateo County 579,159 5 685
South Santa Clara Valley 78,067 8 654
Amesti 2,637 11 623
Cupertino 44,532 4 727
Livermore 63,266 5 644
Moss Landing 259 34 612
Aptos Hills-Larkin Valley 1,392 2 636
Diablo Range 1,359 3 680
Fruitdale 975 3 662
Seacliff 2,574 7 651
Stanford 12,709 1 726
Loyola 2,888 3 727
Atherton 5,531 3 726

Better incomes in Los Gatos, CA lead to cheaper insurance rates

City Median Income Level ($) Home Insurance ($)
Los Gatos 67,914 726
San Jose 41,164 672
Monte Sereno 105,160 726
Portola Valley 145,563 726
Newark 30,178 639
Saratoga 73,473 727
Santa Cruz 39,056 673
Lompico 38,206 626
Llagas-Uvas 49,666 703
Summit Road 52,902 707
Zayante 30,943 633
San Carlos 62,199 716
Amesti 20,646 623
East Foothills 43,276 665
Sunol 69,082 725
San Lorenzo Valley 43,632 650
Loma Mar 60,375 739
Lexington Hills 56,508 703
East Palo Alto 17,895 628
Soquel 40,804 654
Woodside 122,060 727

More poverty in Los Gatos, CA means higher rates

City People Below Poverty Level % of People Below Poverty Level Home Insurance ($)
Los Gatos 1571 5 726
Pasatiempo 60 5 708
Rio del Mar 649 7 688
Los Altos 594 2 727
Loma Mar 0 0 739
Atherton 320 4 726
Gilroy 6,342 13 639
Soquel 857 8 654
Monte Sereno 58 1 726
San Jose 157,700 9 672
Fair Oaks 3,754 25 655
Diablo Range 123 8 680
Alum Rock 1,564 13 634
Half Moon Bay 1,988 7 689
Summit Road 214 6 707
Aptos 765 12 668
East Foothills 508 7 665
Hayward 41,364 11 630
Seacliff 394 12 651
Santa Clara County 171,669 9 673
Brookdale 153 8 656

Advanced Education levels in Los Gatos, CA implies cheaper homeowners insurance

City Number of 18 years old & greater with college degree % of 18 years old & greater with college degree Home Insurance ($)
Los Gatos 8282 39 726
Palo Alto 13,270 28 726
Aptos Hills-Larkin Valley 319 24 636
Watsonville 4,724 10 628
Lompico 184 23 626
Summit Road 722 29 707
Pajaro 1,028 9 628
Loyola 958 35 727
Alameda County 249,246 24 649
Portola Valley 1,315 38 726
Menlo Park 7,426 32 726
San Lorenzo Valley 4,593 26 650
Milpitas 12,052 25 654
Diablo Range 232 22 680
Davenport 26 13 663
Santa Clara 1,911 33 726
Los Altos 6,647 32 727
Fruitdale 84 11 662
Alum Rock 684 9 634
Scotts Valley 2,119 27 655
Livermore 13,424 24 644