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Study the bigger picture of the Honolulu, Hawaii home insurance market so you can think like an insurance company & get a great deal.

Higher the lower the unemployment rate in Honolulu, HI the costlier the insurance

City Unemployed People % of people Unemployed Home Insurance ($)
Honolulu 331572 3 953
Poipu 4,944 5 963
Waipahu 32,146 3 942
Waimanalo 3,948 6 919
Koolauloa 15,351 4 976
Lanai City 2,582 6 919
Maunawili 1,808 0 998
Loch Estate 5,110 3 932
Manele 5 0 1,027
Aiea 7,499 2 963
Waikane 671 5 934
Wheeler AFB 1,343 4 844
Hickam Housing 4,450 2 844
Wahiawa 29,125 4 932
Royal Kunia 11,844 3 942
Molokai 3,300 6 893
Waimalu 11,031 2 915
Schofield Barracks 10,526 4 844
Kahuku 1,947 5 944
Mililani Mauka 15,521 3 949
Waipio Acres 3,959 2 907

Better incomes in Honolulu, HI lead to cheaper insurance rates

City Median Income Level ($) Home Insurance ($)
Honolulu 32,468 953
Hickam Housing 23,067 844
Iroquois Point 28,171 844
Ualapu'e 14,827 882
Wailua 32,820 937
Kawela Bay 42,706 914
Kilauea 25,029 969
Kalaheo 25,310 936
Kekaha 23,954 926
Wahiawa 21,416 932
Kalawao 50,618 844
Ocean Pointe 36,716 930
Punaluu 26,817 955
Kaneohe Station 20,034 844
Princeville 24,296 979
Puhi 28,604 906
Maunawili 55,627 998
Mokuleia 33,689 936
Kapolei 27,359 929
Whitmore Village 20,693 933
Waimea 24,469 919

More poverty in Honolulu, HI means higher rates

City People Below Poverty Level % of People Below Poverty Level Home Insurance ($)
Honolulu 41752 10 953
Koolauloa 2,418 12 976
Kailua 2,373 6 987
Eleele 326 13 923
Hanapepe 72 2 928
Haleiwa 406 10 946
Schofield Barracks 2,058 16 844
Molokai 949 22 893
Wailua 268 10 937
Kaumakani 99 12 844
Loch Estate 476 7 932
Koloa 218 9 951
Waipio 336 2 928
Ewa 20,794 6 936
Hauula 619 17 946
Maunawili 25 1 998
Aiea 495 5 963
Poipu 424 7 963
Ewa Gentry 679 2 922
Kaaawa 38 3 977
Kalawao County 7 10 844

Advanced Education levels in Honolulu, HI implies cheaper homeowners insurance

City Number of 18 years old & greater with college degree % of 18 years old & greater with college degree Home Insurance ($)
Honolulu 64970 22 953
Kilauea 583 23 969
Koolauloa 2,398 20 976
Haena 22 10 1,026
Kapaa 1,211 16 930
Lawai 332 20 942
Mililani Mauka 4,556 33 949
Wainiha 39 42 1,026
Halawa 1,818 18 955
Ewa Villages 264 6 923
Honolulu County 134,096 20 946
Kaaawa 180 24 977
Wahiawa 2,988 13 932
Kailua 7,177 25 987
Ocean Pointe 1,310 27 930
Ahuimanu 1,450 24 950
Waimea 474 13 919
Manele 5 100 1,027
Pearl City 6,571 20 950
Kauai County 7,956 16 934
Lanai City 296 13 919