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Your location in New Orleans, Louisiana impacts your home insurance rate & you need to account for this when you get quotes & buy insurance.

Higher the lower the unemployment rate in New Orleans, LA the costlier the insurance

City Unemployed People % of people Unemployed Home Insurance ($)
New Orleans 276316 7 1317
Lutcher 2,702 5 1,273
Elmwood 3,966 1 1,300
Bayou Gauche 1,879 2 1,311
Pearlington, MS 858 6 916
Nicholson, MS 2,608 4 920
St. Tammany 181,701 4 1,330
Wallace 459 16 1,226
Hammond 16,156 6 1,286
Estelle 13,004 3 1,292
Pointe a la Hache 23 0 1,170
Chalmette 12,865 6 1,271
Ponchatoula 4,991 3 1,293
Killian 803 7 1,289
Hahnville 2,779 7 1,277
St. Rose 6,464 5 1,288
Abita Springs 2,228 1 1,322
Laplace 23,296 6 1,295
Lockport Heights 765 0 1,260
Paulina 706 5 1,324
Meraux 4,426 7 1,284

Better incomes in New Orleans, LA lead to cheaper insurance rates

City Median Income Level ($) Home Insurance ($)
New Orleans 26,131 1,317
Covington 27,431 1,340
Bayou Gauche 26,898 1,311
Madisonville 33,567 1,377
Abita Springs 29,779 1,322
Sun 19,330 1,218
Terrytown 20,476 1,296
Lutcher 24,638 1,273
Paradis 20,642 1,267
Arabi 19,716 1,289
Bridge City 15,459 1,249
Metairie 31,901 1,338
Lockport 22,167 1,232
St. John the Baptist 21,604 1,289
Woodmere 19,573 1,288
Destrehan 33,006 1,347
Westwego 20,563 1,268
Pleasure Bend 23,251 1,235
Edgard 17,622 1,249
Taft 16,122 1,169
Avondale 18,802 1,255

More poverty in New Orleans, LA means higher rates

City People Below Poverty Level % of People Below Poverty Level Home Insurance ($)
New Orleans 89988 27 1317
Reserve 1,615 17 1,265
St. John the Baptist 7,112 15 1,289
River Ridge 1,262 9 1,367
Des Allemands 309 17 1,268
Bogalusa 3,960 32 1,227
New Sarpy 112 7 1,266
Killona 279 43 1,313
Poydras 347 17 1,242
Lutcher 542 15 1,273
Wallace 116 20 1,226
Meraux 677 11 1,284
Avondale 1,012 18 1,255
Orleans 89,988 27 1,317
Norco 343 11 1,300
Galliano 1,153 14 1,243
Edgard 676 27 1,249
Barataria 112 12 1,306
Kiln, MS 317 17 934
Harvey 4,423 22 1,288
Laplace 3,934 13 1,295

Advanced Education levels in New Orleans, LA implies cheaper homeowners insurance

City Number of 18 years old & greater with college degree % of 18 years old & greater with college degree Home Insurance ($)
New Orleans 42702 18 1317
Jefferson 46,446 15 1,310
Avondale 166 4 1,255
Lacombe 650 11 1,287
Poydras 30 2 1,242
DeLisle, MS 155 20 1,001
Bridge City 213 4 1,249
Laplace 2,454 12 1,295
Violet 234 7 1,270
Meraux 448 12 1,284
Hammond 1,850 16 1,286
Lockport 65 3 1,232
Des Allemands 77 6 1,268
Natalbany 198 14 1,235
Elmwood 991 29 1,300
Arabi 177 7 1,289
Norco 198 10 1,300
Kenner 6,977 15 1,313
Nicholson, MS 93 3 920
Lockport Heights 80 11 1,260
Taft 0 0 1,169