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Study the bigger picture of the Houma, Louisiana home insurance market so you can think like an insurance company & get a great deal.

Higher the lower the unemployment rate in Houma, LA the costlier the insurance

City Unemployed People % of people Unemployed Home Insurance ($)
Houma 25812 4 1284
Paulina 706 5 1,324
St. Rose 6,464 5 1,288
Bayou Gauche 1,879 2 1,311
Thibodaux 11,774 3 1,294
Convent 505 12 1,245
Hahnville 2,779 7 1,277
Gonzales 7,906 5 1,287
Belle Rose 1,292 4 1,226
Donaldsonville 5,372 6 1,257
Moonshine 125 6 1,222
Napoleonville 392 5 1,242
Estelle 13,004 3 1,292
Montz 1,376 7 1,355
Barataria 722 2 1,306
Marrero 25,313 4 1,273
Lafitte 1,085 3 1,291
Cut Off 4,004 4 1,269
Pierre Part 2,832 4 1,201
Hester 363 0 1,300
Labadieville 1,565 6 1,238

Better incomes in Houma, LA lead to cheaper insurance rates

City Median Income Level ($) Home Insurance ($)
Houma 24,055 1,284
Ascension 28,160 1,305
Bayou Country Club 49,982 1,365
Lockport Heights 27,960 1,260
Metairie 31,901 1,338
Donaldsonville 17,436 1,257
Lockport 22,167 1,232
Garyville 20,026 1,261
Jefferson 26,596 1,310
Montz 25,912 1,355
South Vacherie 32,474 1,268
Barataria 25,146 1,306
Jean Lafitte 21,787 1,269
St. John the Baptist 21,604 1,289
Timberlane 22,347 1,294
River Ridge 36,029 1,367
Labadieville 22,891 1,238
Chauvin 16,867 1,240
Woodmere 19,573 1,288
Wallace 15,995 1,226
Luling 27,558 1,328

More poverty in Houma, LA means higher rates

City People Below Poverty Level % of People Below Poverty Level Home Insurance ($)
Houma 5452 16 1284
Lafourche 13,719 14 1,265
Metairie 15,995 11 1,338
Pierre Part 283 8 1,201
Luling 1,421 11 1,328
Labadieville 171 8 1,238
Waggaman 1,522 15 1,276
Bayou Country Club 0 0 1,365
Morgan City 2,356 19 1,244
Bourg 179 8 1,280
Ascension 11,944 11 1,305
Raceland 1,810 17 1,255
Bridge City 2,064 26 1,249
Moonshine 46 36 1,222
St. James 3,458 15 1,271
Hester 0 0 1,300
North Vacherie 257 10 1,278
Berwick 894 18 1,238
Elmwood 511 11 1,300
Cut Off 407 7 1,269
Lemannville 19 3 1,179

Advanced Education levels in Houma, LA implies cheaper homeowners insurance

City Number of 18 years old & greater with college degree % of 18 years old & greater with college degree Home Insurance ($)
Houma 2531 11 1284
Patterson 255 7 1,265
Elmwood 991 29 1,300
Belle Chasse 1,376 16 1,354
Estelle 864 7 1,292
Paulina 17 2 1,324
New Sarpy 54 6 1,266
Woodmere 938 13 1,288
Avondale 166 4 1,255
Dulac 0 0 1,254
Edgard 124 8 1,249
Mathews 263 15 1,266
Norco 198 10 1,300
Laplace 2,454 12 1,295
Grand Point 126 8 1,310
Moonshine 0 0 1,222
South Vacherie 222 8 1,268
Marrero 1,513 7 1,273
Convent 5 1 1,245
Harahan 1,354 19 1,334
Bourg 107 7 1,280