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Study the bigger picture of the Birmingham, Michigan home insurance market so you can think like an insurance company & get a great deal.

Higher the lower the unemployment rate in Birmingham, MI the costlier the insurance

City Unemployed People % of people Unemployed Home Insurance ($)
Birmingham 15749 3 874
Leonard 316 7 754
Lake Orion 2,420 7 773
Dearborn Heights 44,193 8 729
Novi 43,462 4 819
Royal Oak charter 2,045 15 705
Highland Park 9,404 12 706
Shelby charter 59,836 6 790
Lake Angelus 263 0 1,291
Bloomfield 33,586 4 879
Milford 5,015 8 776
Sylvan Lake 1,397 6 770
Bingham Farms 985 4 904
Oak Park 23,269 10 733
Keego Harbor 2,295 15 776
Pontiac 45,751 13 711
Melvindale 8,072 7 716
Garden City 22,009 8 727
Lyon charter 10,942 6 805
Canton charter 67,649 6 793
Eastpointe 24,957 12 713

Better incomes in Birmingham, MI lead to cheaper insurance rates

City Median Income Level ($) Home Insurance ($)
Birmingham 68,806 874
Royal Oak charter 12,732 705
Pleasant Ridge 56,844 822
Clinton charter 26,519 752
Dearborn Heights 21,740 729
Farmington Hills 39,554 796
Allen Park 27,407 738
Berkley 34,886 759
Taylor 19,761 724
Auburn Hills 26,900 753
Bloomfield Hills 83,857 1,137
Village of Grosse Pointe Shores 78,793 941
Oxford 31,357 746
Orion charter 33,823 787
Bingham Farms 76,836 904
Madison Heights 22,337 729
Brandon charter 27,581 776
Roseville 20,592 719
Milford charter 37,622 793
Clawson 29,507 757
Wolverine Lake 34,615 777

More poverty in Birmingham, MI means higher rates

City People Below Poverty Level % of People Below Poverty Level Home Insurance ($)
Birmingham 797 3 874
Village of Clarkston 73 8 802
Auburn Hills 2,677 13 753
Huntington Woods 136 2 842
Addison 462 7 836
Southfield 10,069 14 743
Bruce 787 9 797
Salem 316 5 792
Mount Clemens 3,138 21 724
Inkster 9,046 35 710
Highland charter 1,633 8 780
Ray 221 5 795
Commerce charter 2,389 5 790
Milford 746 12 776
Chesterfield 3,626 8 767
Beverly Hills 213 2 843
Sylvan Lake 94 5 770
River Rouge 2,976 37 699
Roseville 7,106 15 719
Fraser 1,340 9 745
Bingham Farms 15 1 904

Advanced Education levels in Birmingham, MI implies cheaper homeowners insurance

City Number of 18 years old & greater with college degree % of 18 years old & greater with college degree Home Insurance ($)
Birmingham 5281 36 874
Grosse Pointe Farms 2,594 39 840
Grosse Pointe Woods 3,522 31 798
Walled Lake 863 17 741
Lincoln Park 1,520 6 712
Bloomfield Hills 990 36 1,137
Southfield 10,890 21 743
Plymouth charter 5,458 28 827
Clinton charter 8,968 13 752
St. Clair Shores 7,264 16 734
Keego Harbor 404 19 776
Orchard Lake Village 577 36 1,014
Farmington 2,285 30 768
Orion charter 6,016 26 787
Hazel Park 755 6 709
Milford 953 22 776
Chesterfield 4,364 15 767
Highland Park 474 6 706
Mount Clemens 1,339 11 724
Madison Heights 3,405 15 729
Shelby charter 9,411 18 790