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Your location in Detroit Lakes, Minnesota impacts your home insurance rate & you need to account for this when you get quotes & buy insurance.

Higher the lower the unemployment rate in Detroit Lakes, MN the costlier the insurance

City Unemployed People % of people Unemployed Home Insurance ($)
Detroit Lakes 7056 2 1007
Rothsay 387 1 961
Waubun 289 5 964
Popple Grove 82 2 986
Newton 538 2 1,005
Lake Grove 145 5 998
Osage 670 5 1,020
Lida 607 2 1,106
Otto 475 4 1,035
Pelican 444 4 1,014
Detroit 1,509 1 1,039
Edna 731 2 1,093
Lake Park 581 2 981
Eagle View 120 7 1,208
Otter Tail County 46,607 3 1,012
Aurdal 1,277 3 1,030
Candor 582 2 1,031
Dora 650 2 1,041
Tanberg 74 0 979
Riverton 257 2 1,029
Toad Lake 356 1 1,036

Better incomes in Detroit Lakes, MN lead to cheaper insurance rates

City Median Income Level ($) Home Insurance ($)
Detroit Lakes 26,477 1,007
Height of Land 29,452 1,026
White Earth 19,209 994
Callaway 19,939 985
Pine Lake 29,866 1,075
Lake View 31,643 1,063
Pelican 27,696 1,014
Evergreen 13,937 997
Osage 19,440 1,020
Parke 32,200 1,042
Erie 24,923 1,028
Humboldt 30,620 1,015
Atlanta 47,369 1,013
Dunn 35,066 1,104
Friberg 30,772 1,024
Amor 26,117 1,055
Tansem 35,896 1,046
Dead Lake 22,846 1,044
Ottertail 26,322 1,041
Rush Lake 29,637 1,054
Keene 27,886 972

More poverty in Detroit Lakes, MN means higher rates

City People Below Poverty Level % of People Below Poverty Level Home Insurance ($)
Detroit Lakes 1125 13 1007
Hamden 10 4 1,021
Evergreen 39 7 997
New York Mills 264 18 972
Friberg 29 3 1,024
Flom 25 9 955
Butler 49 15 1,004
Dead Lake 31 6 1,044
Vergas 25 8 977
Walworth 27 25 1,014
Ottertail 86 14 1,041
Dent 23 13 965
Goose Prairie 19 10 1,003
Burlington 128 8 1,027
Audubon 136 22 989
Paddock 17 5 1,006
Gorman 21 4 1,026
Perham 356 12 1,007
Hitterdal 21 9 963
Carsonville 20 7 1,006
White Earth 239 25 994

Advanced Education levels in Detroit Lakes, MN implies cheaper homeowners insurance

City Number of 18 years old & greater with college degree % of 18 years old & greater with college degree Home Insurance ($)
Detroit Lakes 961 15 1007
Dead Lake 24 6 1,044
Carsonville 21 11 1,006
Lake Eunice 245 21 1,073
White Earth 79 14 994
New York Mills 103 10 972
Paddock 15 8 1,006
Popple Grove 14 19 986
Erhards Grove 29 8 1,006
Homestead 33 12 1,017
Little Elbow 37 14 965
Rush Lake 60 9 1,054
Star Lake 62 19 1,027
Edna 129 19 1,093
Butler 18 8 1,004
Prairie View 9 9 1,021
Rothsay 36 10 961
Elizabeth 86 15 1,047
Otto 41 10 1,035
Parke 66 17 1,042
Spring Creek 6 8 999