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Study the bigger picture of the Ocean, New Jersey home insurance market so you can think like an insurance company & get a great deal.

Higher the lower the unemployment rate in Ocean, NJ the costlier the insurance

City Unemployed People % of people Unemployed Home Insurance ($)
Ocean 21681 5 877
Allenhurst 437 5 1,062
Little Silver 4,411 3 943
Bay Head 854 4 1,052
Lakewood 54,727 4 838
Freehold 28,773 4 877
Hazlet 16,875 6 858
Ramtown 4,653 5 861
Spring Lake Heights 4,066 4 910
East Freehold 4,330 5 905
Colts Neck 7,882 2 989
Point Pleasant 15,035 6 868
Leonardo 1,885 8 857
Highlands 4,112 9 839
Monmouth County 499,053 5 879
Dover Beaches 1,227 3 901
Deal 819 3 1,068
Interlaken 714 4 951
Monmouth Beach 2,760 1 954
Oceanport 4,575 9 909
Perth Amboy 38,717 3 839

Better incomes in Ocean, NJ lead to cheaper insurance rates

City Median Income Level ($) Home Insurance ($)
Ocean 42,164 877
Union Beach 26,625 845
Old Bridge 37,363 864
Wanamassa 42,348 862
Monroe 45,044 858
Shark River Hills 41,345 860
East Freehold 44,377 905
Belford 42,390 881
Madison Park 26,148 844
Asbury Park 22,523 859
Richmond County, NY 31,537 656
Sayreville 34,352 857
Ocean Grove 41,360 907
Rumson 80,336 1,043
Seaside Heights 18,270 883
Pine Lake Park 27,990 834
West Long Branch 32,555 888
Loch Arbour 65,005 1,062
Aberdeen 39,109 852
Dover Beaches 41,637 901
Brick 34,213 842

More poverty in Ocean, NJ means higher rates

City People Below Poverty Level % of People Below Poverty Level Home Insurance ($)
Ocean 1900 6 877
Allenwood 0 0 888
Monmouth Beach 166 5 954
South Amboy 525 6 841
Port Monmouth 143 3 852
Point Pleasant 851 4 868
Little Silver 158 2 943
West Long Branch 582 8 888
Brownville 134 4 839
Hazlet 622 3 858
Leonardo 240 10 857
Union Beach 251 4 845
Shrewsbury 47 1 919
Loch Arbour 0 0 1,062
Point Pleasant Beach 630 13 941
Lake Como 204 11 877
Strathmore 172 2 869
Belford 63 4 881
Manasquan 150 2 943
Toms River 6,118 6 851
Sea Bright 94 6 917

Advanced Education levels in Ocean, NJ implies cheaper homeowners insurance

City Number of 18 years old & greater with college degree % of 18 years old & greater with college degree Home Insurance ($)
Ocean 5238 27 877
Hazlet 2,547 17 858
Vista Center 315 20 886
West Long Branch 1,089 22 888
Farmingdale 231 24 860
Neptune 3,468 17 857
Brownville 517 25 839
Richmond County, NY 55,383 17 656
Fair Haven 1,581 40 962
Keansburg 635 9 825
Ocean Grove 721 26 907
Loch Arbour 54 31 1,062
Belmar 1,086 24 899
Madison Park 1,073 23 844
East Freehold 951 25 905
Highlands 924 24 839
Wanamassa 633 21 862
Spring Lake 725 32 1,062
Wall 5,267 29 898
Lakewood 6,504 14 838
Sayreville 6,695 22 857