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Home location is a big driver of your Otsego, NY insurance rates so getting quotes from top companies will keep your costs down.

Higher the lower the unemployment rate in Otsego, NY the costlier the insurance

City Unemploymed People % of people Unemployed Home Insurance ($)
Otsego 3376 1 617
Waterville 1,305 4 587
Seward 1,335 5 598
Schoharie County 27,082 7 595
Burlington 1,022 5 590
Clayville 327 7 585
Washington Mills 827 0 600
Danube 991 8 584
Hamilton 5,790 2 589
Manheim 2,580 5 584
Oppenheim 1,617 5 584
Oneonta 12,421 5 597
Plainfield 752 3 588
Richfield Springs 1,032 10 589
Otego 2,610 3 594
Sherburne 3,115 4 585
Blenheim 328 7 584
Kirkland 8,800 2 597
German Flatts 10,437 5 585
Litchfield 1,313 2 590
Meredith 1,353 5 596

Better incomes in Otsego, NY lead to cheaper insurance rates

City Median Income Level ($) Home Insurance ($)
Otsego 33619 617
Laurens 21,032 591
New Hartford 37,083 596
West Winfield 23,926 586
Sharon Springs 29,762 592
Earlville 26,507 582
Marshall 28,145 592
Otsego County 23,807 594
Plainfield 23,184 588
Yorkville 20,797 583
West End 28,183 596
Franklin 26,063 591
Clayville 23,993 585
Palatine 20,052 586
Exeter 23,086 591
Bridgewater 22,794 585
Newport 23,065 588
Fort Plain 19,244 583
Richfield 20,915 590
Edmeston 19,535 585
Ilion 21,819 585

More poverty in Otsego, NY means higher rates

City People Below Poverty Level % of People Below Poverty Level Home Insurance ($)
Otsego 514 14 617
Schenevus 29 6 591
Milford 523 17 604
Maryland 196 10 594
Sharon 371 20 592
Hartwick 333 16 601
West Winfield 102 14 586
Madison 250 8 591
Davenport 552 19 583
Ames 6 3 587
Laurens 491 19 591
Plainfield 138 15 588
Edmeston 257 14 585
Middlefield 142 7 629
Clayville 41 10 585
Sangerfield 358 14 586
Utica 17,840 30 585
Exeter 104 11 591
Worcester 217 9 591
Richfield Springs 166 13 589
Waterville 238 15 587

Advanced Education levels in Otsego, NY implies cheaper homeowners insurance

City Number of 18 years old & greater with college degree % of 18 years old & greater with college degree Home Insurance ($)
Otsego 637 22 617
Palatine 143 6 586
Danube 39 5 584
Edmeston 93 7 585
Cooperstown 329 22 636
Richmondville 192 12 599
Minden 273 10 585
Sharon 140 10 592
Washington Mills 136 22 600
Seward 130 11 598
Manheim 220 9 584
Stark 44 9 590
Butternuts 145 10 594
Nelliston 19 3 582
Laurens 263 13 591
Richfield 232 12 590
Ames 25 18 587
Maryland 99 7 594
Jefferson 165 14 595
Palatine Bridge 59 10 586
Sangerfield 160 8 586