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Your location in Morgan County, West Virginia impacts your home insurance rate & you need to account for this when you get quotes & buy insurance.

Higher the lower the unemployment rate in Morgan County, WV the costlier the insurance

City Unemployed People % of people Unemployed Home Insurance ($)
Morgan County 14260 7 941
Falling Waters 625 8 966
Clear Spring, MD 327 10 667
Downsville, MD 220 0 676
Springfield 2,561 6 916
Williamsport, MD 2,059 3 672
Great Cacapon 291 15 917
Kemps Mill, MD 108 0 684
Ridgeley 550 5 891
Sharpsburg, MD 658 6 686
Hyndman, PA 734 5 690
Shepherdstown 1,595 5 1,044
Little Orleans, MD 14 0 630
McConnellsburg, PA 1,044 5 726
Hagerstown, MD 30,943 7 676
Bowling Green, MD 1,232 2 661
Hedgesville 226 2 898
Brush Creek, PA 670 6 724
Halfway, MD 8,201 3 683
Middleburg, MD 52 38 630
Dargan, MD 288 14 680

Better incomes in Morgan County, WV lead to cheaper insurance rates

City Median Income Level ($) Home Insurance ($)
Morgan County 21,375 941
Maugansville, MD 25,453 677
Inwood 28,232 948
Valley 26,807 956
Indian Springs, MD 26,786 679
Dargan, MD 22,433 680
Middleway 26,023 969
Charles Town 27,631 958
Needmore, PA 20,398 715
Lake Holiday, VA 31,734 736
Gore 17,999 926
Keedysville, MD 31,458 709
McConnellsburg, PA 21,029 726
Shawnee, VA 30,905 740
Springfield 16,634 916
Spring Gap, MD 3,938 630
Shenandoah Junction 25,134 971
Antietam, MD 43,619 635
Martinsburg 23,969 946
Mercersville, MD 26,276 658
Cumberland Valley, PA 23,774 712

More poverty in Morgan County, WV means higher rates

City People Below Poverty Level % of People Below Poverty Level Home Insurance ($)
Morgan County 2594 14 941
Bloomery 383 11 941
Shawneeland, VA 45 1 728
Licking Creek, PA 312 19 724
Fort Ashby 70 4 941
Indian Springs, MD 0 0 679
Great Cacapon 124 26 917
Ayr, PA 159 8 724
Hedgesville 10 3 898
Funkstown, MD 178 17 679
Mann, PA 81 16 728
Rainsburg, PA 19 16 703
Clear Spring, MD 44 11 667
Red Bud, VA 574 4 738
Carpendale 66 6 916
Charles Town 1,342 12 958
Allegany County, MD 10,740 16 663
Hyndman, PA 230 24 690
Brush Creek, PA 142 17 724
Fountainhead-Orchard Hills, MD 667 11 704
Shawnee, VA 970 7 740

Advanced Education levels in Morgan County, WV implies cheaper homeowners insurance

City Number of 18 years old & greater with college degree % of 18 years old & greater with college degree Home Insurance ($)
Morgan County 1294 10 941
Williamsport, MD 103 5 672
Rainsburg, PA 9 11 703
Needmore, PA 2 1 715
Halfway, MD 1,000 14 683
Flintstone, MD 0 0 694
Gainesboro, VA 1,360 15 748
Berkeley County 8,434 12 954
Washington County, MD 11,876 11 688
Frederick County, VA 8,649 16 741
Ellerslie, MD 27 10 683
Gore 135 4 926
Valley 1,441 10 956
Harpers Ferry 1,132 17 967
Hedgesville 23 12 898
Hyndman, PA 55 8 690
Falling Waters 80 15 966
Bowmans Addition, MD 0 0 653
Green Spring 0 0 890
Russell, VA 398 20 787
Paw Paw 0 0 925